Individual Obamacare premiums projections released as 2016 sample

Staff Writer
Perry Chief
Individual Obamacare premiums projections released as 2016 sample

August 18, 2015 – Iowa Insurance Commissioner Nick Gerhart announced that Iowans can begin previewing sample premium amounts for individual ACA-compliant health insurance plans for each of Iowa’s seven rating areas. These premium amounts, cleared for release by the Centers for Medicare and Medicaid Services (CMS), will become official once posted on during open enrollment beginning Nov. 1.

“This information will help Iowans start to compare choices if they are looking to purchase their own health insurance in the individual market. Some Iowans could possibly qualify for a premium tax credit only available when coverage is purchased through the marketplace,” Gerhart said. “It’s important for Iowans to be sure they look at all factors such as cost, which includes whether they are eligible for a tax credit by purchasing through the marketplace; whether their preferred doctor is within that plan’s network; and the types of coverage and services offered under the different plans.”

Iowans can get a snapshot view of rates by viewing this document showing a few sample premium rates by the carriers selling individual plan on the marketplace, sorted by rating area, for the silver level plans sold on and off the exchange. Iowans looking to research sample rates at a more in-depth level can preview the raw data of sample premium amounts at

More official information about the individual health insurance plans will be available during open enrollment which runs from November 1 through January 31. During open enrollment, Iowans may call 1-800-318-2596 or visit for information regarding enrollment. Iowans visiting will be able to calculate any applicable tax credits and review cost and benefit comparisons between all plan levels offered by participating companies in the applicant’s rating area.

Navigators, certified application counselors and local insurance agents around the state are available to help Iowans review which insurance plan may best fit their needs. Iowans can find local help by visiting